| Monthly | W work (both) | W employer pay | No job (both) | W: age 62+ (both) | W65 J64 | Age 65 Medicare+ Medical Advantage | after age 65 (both) |
| Health (W:80% J:50%) | 365 | 1055 | 1624 | 365 | W:79 J: 197 T: 276 | W:79 J:? T:320 | |
| Dental Dental (W:80% J:50% until 62) | 28 | 44.24 | 77.04 | 28 | 28? | (50:50) W:15.44 J:15.44 | 30.88 |
| UofM total; | 393 | 1099.24 | 1701.04 | 394 | 461.22 | ||
| Medicare PlanB | 174.7 AGI$100K | 348.8(both) | |||||
| Total: | 417?+174.7 339?+174.7 | 698.8 |