Category: Finance
Mange your funds
Sermon to improve relationships
Aug 4: Sermon: pastor Mike 1 Corinthians 12:20-22 : As it is, there are many parts, but one body. 21 The eye cannot say to the hand, “I don’t need you!” And the head cannot say to the feet, “I
Retirement health dental insurance cost
Monthly W work(both) W employer pay No job(both) W: age 62+(both) W65J64 Age 65Medicare+Medical Advantage after age 65 (both) Health(W:80% J:50%) 365 1055 1624 365 W:79J: 197T: 276 W:79J:?T:320 Dental Dental(W:80% J:50% until 62) 28 44.24 77.04 28 28? (50:50)W:15.44J:15.44
Medicare enrollment
3 months before and after your 65 birthday part B depend on your tax form AGI/income two years ago. Can you purchase part B etc. later?
Purchase annuity product
It’s hard to plan, I guess just buy one and use it for the highest benefit. Product Athene Agility 10 Allianz Bonus 45% 25% annuity value first year income based on 5% 4% fee % 0 maybe later. will effect
End of year To-Do and tax planning
MYGA vs CD
Feature MYGA CD Interest rate Guaranteed Guaranteed Term 3-10 years 1-5 years Liquidity less liquid than CD more liquid than MYGA Tax treatment tax-deferred interest ordinary taxed interest Protection Principal is protected if insurance company bankruptcy Up to $250K principal
Real estate tax deduction
For property investor. by Dr. Fang
Understand Tax – Form1040
AGI: Adjusted Gross Income, Gross income minus adjustments to income. Gross income includes your wages, dividends, capital gains, business income, retirement distributions etc. Taxable Income: the income you pay tax on Tax Brackets: depends on Taxable income and filing status