Category: Finance

Monthly W work(both) W employer pay No job(both) W: age 62+(both) W65J64 Age 65Medicare+Medical Advantage after age 65 (both) Health(W:80% J:50%) 365 1055 1624 365 W:79J: 197T: 276 W:79J:?T:320 Dental Dental(W:80% J:50% until 62) 28 44.24 77.04 28 28? (50:50)W:15.44J:15.44

3 months before and after your 65 birthday part B depend on your tax form AGI/income two years ago. Can you purchase part B etc. later?

It’s hard to plan, I guess just buy one and use it for the highest benefit. Product Athene Agility 10 Allianz Bonus 45% 25% annuity value first year income based on 5% 4% fee % 0 maybe later. will effect

Feature MYGA CD Interest rate Guaranteed Guaranteed Term 3-10 years 1-5 years Liquidity less liquid than CD more liquid than MYGA Tax treatment tax-deferred interest ordinary taxed interest Protection Principal is protected if insurance company bankruptcy Up to $250K principal

For property investor. by Dr. Fang

AGI: Adjusted Gross Income, Gross income minus adjustments to income. Gross income includes your wages, dividends, capital gains, business income, retirement distributions etc. Taxable Income: the income you pay tax on Tax Brackets: depends on Taxable income and filing status

iBond, Series I Savings Bonds. no FDIC but pretty safe. 5/1/2022-10/31/2022: 9.62%. Rate=Fix rate (0%)+Inflation rate (floating and adjust every 6 months). $10K per SSN electronic bonds($25 minimum) and $5K paper bonds($50 minimun). Paper bonds can only be purchased by